Your loved one has started needing more help with daily tasks. Maybe they’re missing meals, skipping medications, or feeling lonely at home. The question naturally comes next: is it time for a move to assisted living, or can they get the care they need at home?
If you’re unsure what’s best, you’re not alone. Many Indianapolis families are weighing their options and searching for answers. This blog will help you understand the key differences between home care and assisted living so you can make an informed, confident decision in 2025.
What Is In-Home Assisted Living?
In-home assisted living allows seniors to remain in their own homes while receiving support from professional caregivers. It typically includes help with personal hygiene, mobility, meals, medication reminders, and light housekeeping.
With personal care services and companion and homemaker support from local caregivers, your loved one doesn’t have to leave their familiar surroundings to stay safe and supported.
What Is Assisted Living?
Assisted living facilities are residential communities where seniors live independently but with access to shared services like meals, activities, and medical support. These communities offer structured schedules and opportunities for social interaction, but require your loved one to move out of their home.
Families often ask what’s the difference between nursing home and assisted living. While nursing homes focus on intensive medical care, assisted living provides help with daily tasks for individuals who are mostly independent.
Comparing Home Care vs. Assisted Living
| Feature | Home Care (In-Home) | Assisted Living Facility |
| Location | Care delivered at home | Resident relocates to facility |
| Schedule flexibility | Fully customizable | Set community schedule |
| Privacy and familiarity | Full privacy in own home | Shared common spaces |
| Cost | Pay for what’s needed | Typically fixed monthly fees |
| Social interaction | Personalized caregiver connection | Group activities and events |
Signs That Home Care Might Be Right for Your Loved One
They want to stay at home.
For many seniors, staying in their own space brings comfort and security. Moving to a facility may increase anxiety or confusion.
They need flexible care hours.
In home assisted living services can adapt to your family’s schedule, whether that’s morning help with bathing or evening meal preparation.
They value personal attention.
Unlike rotating staff at facilities, our clients receive one-on-one support from a consistent caregiver.
You want to stay involved.
Home care allows family members to remain part of daily life and care planning.
Why Some Families Choose Assisted Living
They need structured supervision.
Assisted living communities offer built-in safety measures and 24/7 staff availability.
They enjoy socializing.
Some seniors thrive in community living with daily group activities and new friendships.
The home environment isn’t safe.
In some cases, a senior’s home may not be conducive to mobility or medical needs.
Which Is More Cost-Effective in Indianapolis?
Assisted living vs long term care facilities often involve fixed monthly costs, which can be high depending on amenities. In comparison, home care is typically paid by the hour, allowing families to customize support and manage costs more precisely.
If your loved one qualifies for Indiana’s Medicaid Waiver program, many in-home services may be covered.
Why Families in Indianapolis Choose Caring With A Purpose Over Traditional Facilities
- We’re not a chain or a franchise. We’re rooted right here in Indianapolis, proudly serving families across Nora, Castleton, Broad Ripple, and the 46240 zip code.
- We hire local caregivers who understand our community, its culture, and its values.
- We’re an approved provider under Indiana’s Medicaid Waiver program, helping families afford care at home.
- We offer consistent caregiver assignments so your loved one builds a trusted connection.
- We listen first, build personalized plans, and care like family.
A Local Family’s Story
“My mom didn’t want to leave her house, and frankly, I didn’t want her to either. I just needed help. After finding Caring With A Purpose, everything changed. Her caregiver is kind, consistent, and has become a friend to both of us.”
– Alicia M., Indianapolis (Nora area)
Frequently Asked Questions
What’s the difference between nursing home and assisted living?
Nursing homes provide round-the-clock medical care. Assisted living offers help with daily tasks in a more social setting but not full medical oversight.
Is in-home assisted living affordable in Indianapolis?
It can be more cost-efficient than assisted living, especially when you only pay for the hours you need. Medicaid Waiver programs can also help.
Do home care agencies in Indianapolis provide medical help?
Some do. At Caring With A Purpose, we provide non-medical care and work alongside your healthcare providers when needed.
Can I get both personal care and companionship at home?
Yes. We offer both personal care and companion/homemaker services to meet every part of your loved one’s day-to-day needs.
How do I start?
Just reach out. We’ll schedule a no-pressure consultation, listen to your concerns, and recommend a care plan tailored to your family.
Make the Best Choice for Your Loved One in 2025
Choosing between home care and assisted living in Indianapolis doesn’t have to feel overwhelming. Whether you’re still exploring options or ready to take the next step, we’re here to help.
Visit our personal care, companion and homemaker, and Medicaid Waiver pages or contact us for a personalized consultation.
Together, we’ll build a care plan that respects your loved one’s wishes and supports your peace of mind.
